Getting the right insurance is so important if you’re a property owner, that’s
why we developed a bespoke policy for commercial landlords insurance.
The Cactus Cover commercial property owners policy is one of the most flexible
products in the U.K. It will cater for risks in excess of £5,000,000 sum
insured and also a huge variety of occupants including:-
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Shops & Offices
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Restaurants & Cafés
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Pubs & Wine Bars
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Hotels & Guesthouses
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Take Aways
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Wholesalers
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Manufacturers & Processors
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Leisure Risks
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Religious Properties
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Unoccupied Properties
Our policy has been tailored for landlords that own single properties &
portfolios and cover can be arranged for buildings, contents and property
owners liability. There are also many optional extensions and benefits
available to you including:-
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Competitive premiums
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No proposal forms to complete
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Loss of rent included minimum 20% of the building sum insured
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Breakage of glass cover included
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Subsidence cover included
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Loss of metered water cover up to £5,000 any one event
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Locks & keys replacement up to £1,000
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Property owners liability included up to £2,000,000
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No claims bonus available
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Portfolio property discounts available up to 25%
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Option to add accidental damage cover
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Option to increase loss of rent to 30% of the building sum insured
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Option to add terrorism cover
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Option to increase property owners liability to £5,000,000
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Option to add legal expenses cover up to £100,000 for legal issues such as
property disputes