We understand how important it is to get the right insurance if you’re a property owner, that’s why we developed a bespoke policy for residential landlords insurance.
The Cactus Cover residential property owners policy has been designed to be very flexible and cover various types of tenants including:-
- Professional tenants
- Student tenants
- DSS tenants
- Holiday homes
- Asylum seekers
- Multiple types of tenant
- Unoccupied properties
- Blocks of flats
Our policy has been tailored for landlords that own single properties & portfolios and cover can be arranged for buildings, contents and property owners liability. There are also many optional extensions and benefits available to you.
Here are some other benefits of our residential landlords policy:-
- Competitive premiums
- Loss of rent included up to 20% of each building sum insured
- Subsidence cover included automatically
- Property owners liability included up to £2,000,000
- Option to increase property owners liability to £5,000,000
- Option to increase the loss of rent cover up to 30%
- Option to add accidental damage cover for certain tenants
- Option to add legal expenses cover
- Option to add 6 months rent arrears cover
- No claims bonus discount available
- Portfolio property discounts available
- Voluntary excess discounts available