Cactus Cover has been providing shop insurance for over a decade which is why we know what we are doing when it comes to insuring your shop.
We know that running a shop can be stressful and time consuming but using Cactus Cover for your shop insurance could save you time and money!
When you insure the contents and stock of your shop, our product includes a wide range of standard benefits for FREE including:-
- Business interruption & Loss of account receivable
- Loss of money
- Personal assault
- Breakage of glass
- Loss of liquor licence
- Loss of freezer contents
- Seasonal increase for stock at busy periods of 30%
- Outside catering cover for property insured
- Damage to property at exhibitions
- Lottery equipment cover
- Loss of metered water
- Damage to landscaped gardens
- Rent/Lease payments following damage
- Damage to external blinds & signs
- Theft of Keys
- Goods in transit
- Employers liability £10,000,000
- Public & products liability £2,000,000
- Legal Expenses cover for £100,000
Apart from the standard cover above, here are some other benefits:-
- Competitive premiums
- Full ‘all risks’ policy including Accidental Damage
- No claims bonus discount available up to 50%
- Theft by employees cover available
- Terrorism cover available
- Buildings cover available
- Subsidence cover available
- Cover for specified business items available anywhere in the U.K & up to 30 consecutive days elsewhere in the world.