Excess of Loss Insurance (or sometimes known as excess layer insurance) is available to meet the needs of businesses requiring larger levels of Professional Indemnity (PI) insurance cover. Excess of Loss PI insurance can be used when underlying insurers are unable to provide sufficient limit of indemnity or to achieve a limit of indemnity that is more cost effective.
Excess of Loss PI insurance is a seperate policy that in the main follows the terms and conditions of the underlying policies. Please bear in mind that the Excess of Loss PI insurance terms and conditions may differ from those mentioned on the underlying policy therefore these need to be checked carefully to ensure cover is suitable.
Excess of Loss PI quotations can be provided for the following:
Architects & Engineers
Design & Construction
Estate Agents & Letting Agents
Marketing & Media
Please contact our dedicated helpline 0800 197 5515 to discuss your requirements or complete the Request a Call Back form and one of our team will contact you.
The above cover and limits are based on our products only. In certain circumstances we may seek terms from alternative markets and we will set out our recommendations to you based on our assessment of your requirements.