Call 0800 197 5515 (Mon-Fri 9am-5pm) Business Insurance

Our General Contractors product is for businesses with a minimum of 4 manual working persons and caters for the medium to large size Contractors.

Standard cover is based on estimated annual wage roll and payments to bona-fide sub-contractors and there is plenty of optional extras to tailor cover to your needs including Contractors All Risks.

Key benefits include:

  • Public & Products Liability
  • Employers Liability
  • Clerical Employees are covered automatically
  • Multiple trades accepted
  • Clerical employees covered free of charge including worldwide cover
  • Temporary visits to member countries of the European Union covered
  • Wide range of low and high risks trades covered
  • No claims bonus available on all trades

Standard covers include:

  • Employers Liability £10,000,000
  • Public & Products Liability £2,000,000

Optional covers include:

  • Public & Products Liability up to £10,000,000
  • Contractors All Risks:
    • Contract works up to a maximum value of £5,000,000 any one contract
    • Own plant up to a maximum £500,000 sum insured with individual items exceeding a value of £25,000 specifically noted
    • Hired in plant up to a maximum value of £500,000 any one item
    • Employee tools up to a maximum £50,000 sum insured with £500 limit any one employee
  • Personal Accident cover available for Principals, Partners & Directors aged 16 to 70
  • Legal Expenses £100,000 any one claim and;
    • Employment disputes and compensations up to £1,000,000 any one period of insurance

All types of trades accepted including:

  • Air conditioning / installation & maintenance
  • Alarm & CCTV installation (efficacy available)
  • Bricklayers
  • Building contractors
  • Carpentry
  • Ceiling and partition erection
  • Computer engineers, installation & maintenance
  • Electrical contractors
  • Landscape gardeners
  • Mastic sealant application
  • Painting and decorating
  • Paving and driveway laying
  • Plasterers and renderers
  • Refrigeration installation and maintenance
  • Shop and office fitters
  • Tilers

Please contact our dedicated helpline 0800 197 5515 to discuss your requirements or complete the Request a Call Back form and one of our team will contact you.

The above cover and limits are based on our products only. In certain circumstances we may seek terms from alternative markets and we will set out our recommendations to you based on our assessment of your requirements.