Call 0800 197 5515 (Mon-Fri 9am-5pm) Business Insurance

Our residential let property owners product is aimed at both single blocks and portfolios and is highly competitive.

Residential let quotes can be provided for occupied and unoccupied properties including properties of multiple occupancy.  All types of tenant occupancy will be considered including employed/self-employed persons, students, holiday homes, unemployed persons (independent means/housing benefits/dss/housing association) and asylum seekers.

Insured perils for buildings & contents

Cover is provided for damage to the property against:

Fire, explosion, lightning or earthquake, Aircraft, Riot & civil commotion, Impact, Breakage or collapse of communication aerials, Falling trees or branches, telegraph poles, or lamp posts, Theft or attempted theft, Malicious acts of vandalism including up to £5,000 under the buildings for damage by guests or tenants, Flood, Escape or water or oil, Subsidence, heave or landslip, Storm.

Key benefits include:

  • Comprehensive package including Buildings, Contents, Property owners’ liability, Legal expenses and Rent arrears
  • Extra benefits cover for Buildings including:
    • Accidental breakage
    • Accidental damage underground services
    • Breakage of glass
    • Building fees and the cost of removing debris
    • Illegal cultivation of drugs
    • Loss of metered water
    • Loss of rent and costs for alternative accommodation
    • Sale of property insured
    • Trace and access
  • Extra benefits cover for Contents including:
    • Accidental breakage
    • Audio/visual equipment
    • Outside contents
    • Locks and keys
    • Loss of metered water
    • Loss of rent and costs for alternative accommodation
  • Malicious damage by tenants up to £5,000 cover
  • No claims bonus available
  • Multi location policies available.

Standard cover includes:

  • Buildings
  • Loss of rent at 20% of Buildings sum insured
  • Property owners liability up to £2,000,000

Optional cover includes:

  • Contents
  • Accidental damage
  • Loss of rent increase to 30% of Buildings sum insured
  • Property owners liability up to £10,000,000
  • Legal expenses and rent arrears

Please contact our dedicated helpline 0800 197 5515 to discuss your requirements or complete the Request a Call Back form and one of our team will contact you.

The above cover and limits are based on our products only. In certain circumstances we may seek terms from alternative markets and we will set out our recommendations to you based on our assessment of your requirements.